IO HAWK 2M · Financing
You want to spread the purchase price over monthly installments? Calculate a possible installment here and then contact the bank of your choice directly. You apply for the loan independently with the respective provider.
Calculate monthly installmentsTo the credit providersOrder now
With the current pre-order offer from 9.900 € and one Deposit of 2,499 € remain 7.401 €, This can be financed through a bank of your own choice. The current vehicle range and your purchase agreement are decisive factors.
The 3.9 % is a freely chosen calculation assumption and not a promised interest rate. The calculator is a guide only, not an offer of credit and no credit is given.
Both examples are expected to provide a direct comparison: 7,500 € loan amount, 48 months and 3.9 % fixed interest per year (calculated approximately 3.97 % effectively, without additional costs). The €7,500 serves as a rough comparison figure; in the 2M example above, it is €7,401.
01 · Classic installment financing
You repay the loan in monthly installments. After the last payment, there is no remaining debt.
02 · Financing with a final installment
In addition to the 48th monthly installment, €3,000 will be due. The final installment is an assumed residual debt and not a guaranteed vehicle value.
Both examples are purely mathematical and not associated with any provider. Monthly payment at the end of the month, no fees or insurance. Amounts calculated from incomplete installments; the final installment may vary due to rounding; a final installment reduces the monthly payment, but increases the total interest costs.
You can pay for it with your own funds or apply for an extension of credit. This requires a new commitment and, if applicable, a new credit check; the interest rate, term and other costs will only be determined then. An extension of credit is not guaranteed. A vehicle sale does not have to fully cover the remaining debt either. A return or residual value guarantee from IO HAWK is therefore not associated with this.
Compare your petrol driver's current expenses with the 2M – per month and per year. Then you can see how the potential savings compare to the financing rate shown in the calculator above.
All starting values are variable calculation assumptions; they do not represent average costs or tariff offers. The €200 annual insurance is not a confirmed 2M tariff. Compare the same insurance coverage; a financing bank may require full comprehensive coverage. The electricity consumption of 12.96 kWh/100 km is our model assumption, including charging losses, not a measured consumption.
Choose whether your petrol engine should remain registered. Then its fixed costs will remain and will be taken into account in addition to the 2M. Only the kilometers entered above will be compared.
Classification: This is a comparison of selected ongoing payments during the financing; it is not a complete economic analysis. The deposit, the purchase or sale of the previous car, depreciation, maintenance, repairs, tires, registration, and the existing financing of the gasoline engine are not included. The deposit remains an additional one-time expense. The 2M as a L7e vehicle does not replace all uses of a passenger car.
For the 2M, €0 in motor vehicle tax is only used if a confirmed tax exemption is granted. According to the current regulation, the exemption applies to pure electric vehicles for the first registration until the end of 2030, for up to ten years, at most until the end of 2035. Vehicle data and the tax notice are decisive. Information on tax exemption · ADAC: Which car costs are additional to be taken into account
Here you can find a selection of independent providers with information and online applications for car loans. In particular, compare the effective annual interest rate, total costs, term length, and a possible final installment.
Information about car loans and how to apply online independently.
Calculate your car loan online and request a personal offer.
Formerly Santander Consumer Bank. Car loan with or without an interest rate.
Information about car loans and access to the digital loan application.
The links lead to external providers and do not constitute a merchant partnership or a financing commitment. IO HAWK is neither a lender nor a mediator in these offers. Applications, credit checks, and contract conclusion are carried out directly with the provider. The example interest rates on this page are not the conditions of the linked banks.
You want to compare several offers? These comparison sites offer a car loan comparison. Check the effective annual interest rate, the total amount, and the terms and conditions for your vehicle.
Compare auto loan offers from different providers.
Compare credit offers for your car purchase.
Compare car loans and check for suitable conditions.
External comparison portals; no financing partners of IO HAWK. The links are for your own research purposes only; they do not constitute a credit offer. A comparison does not necessarily cover the entire market. Please check beforehand whether the 2M is approved as a L7e vehicle for the respective loan.
Choose the installment amount and term so that the payment fits into your daily routine. Also take into account insurance and ongoing vehicle costs.
Ask the bank explicitly whether they finance the 2M as a vehicle of class L7e. The acceptance of this vehicle class is not confirmed by our link.
The loan term, payment and maturity of the purchase price are taken into account. With a pre-order, interest and installments can begin even before the vehicle is handed over.
Questions about the vehicle or the order? We are happy to help you: 02151-3600850 · order@iohawk.de.